We know people who are scared of credit cards and think that owning them is a trap as it makes you spend more than you normally would. We also know people who own multiple credit cards and use them brilliantly to earn rewards worth several lakhs every year. In fact, we know people who have been able to do the following in one year only through their credit card rewards just by using them judiciously:
To the uninitiated, this may seem like a paradox. How can the same thing be so different to different people? How come some people are able to use credit cards for their benefit while others are scared to even own one?
We have learned over the past many years that it takes a considerable amount of experience and effort to understand how credit cards and rewards work and how to use them to your benefit. We also felt that a tool could be built for this purpose that would eliminate the need for experience and effort in using credit cards judiciously.
Thus YAPER was born for one and only purpose - to help people use their credit and debit cards in the best possible way and create a second income stream with them without the need to have any experience or putting in any effort at all. We tell you when to use which card and in cases even what to buy.
So, stop being afraid of credit cards, apply for the best ones that we suggest for you and start packing your bags for the next dream vacation to Europe or spend your second monthly income any way you want.